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Bhalla, G. S.
- Profitability Gains from Bancassurance: A Case Study of State Bank of India
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Authors
Nidhi Grover
1,
G. S. Bhalla
1
Affiliations
1 Department of Commerce and Business Management, Guru Nanak Dev University, Amritsar, Punjab, IN
1 Department of Commerce and Business Management, Guru Nanak Dev University, Amritsar, Punjab, IN
Source
International Journal of Banking, Risk and Insurance, Vol 1, No 2 (2013), Pagination: 55-61Abstract
The present paper is an attempt to measure profitability gains from bancassurance by taking a case study of State Bank of India (SBI). The CAMEL indicator approach has been used to assess the impact of bancassurance on the financial performance of SBI. The analysis reveals that the bancassurance has improved almost all components of CAMEL model significantly except four indicators namely, Capital Adequacy Ratio (CRAR), Non-interest income (NII), Return-on-Assets (ROA) and Return-on-Equity (ROE)Keywords
Bancassurance, Profitability, SBI
References
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- Applying Brakes to Affluence for the Survival of the Planet
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Authors
Affiliations
1 Guru Nanak Dev University, Amritsar, IN
2 Bhodh Gaya University, New Delhi, IN
1 Guru Nanak Dev University, Amritsar, IN
2 Bhodh Gaya University, New Delhi, IN
Source
ANVESHAK-International Journal of Management, Vol 5, No 1 (2016), Pagination: 149-156Abstract
Putting brakes to affluence is the crying need of the hour. It is not something against development but there must be an optimum balance between ecological development and use of ecological resources. Most of the previous civilizations were destroyed less because of foreign invasions and more because of the neglect of ecological resources. There is a peril of survival to Mother Earth. Continous rape of Mother Earth is going on in the name of so-called development. Forest cover is depleting fast. Sea level is rising. Himalaya is melting fast. Climate change is a serious threat to the civilization. Earth gives us in abundance but takes back in equal measure when it is exploited in a mindless manner. Nations must go in for sustainable development at any cost or be prepared to perish.Keywords
Sustainable Development, Natural Resources, Environment.References
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